Operation of Commercial Banks in Bangladesh Free Essays

Research paper On Operation of Commercial Banks in Bangladesh Term Paper On Operations of Commercial Banks in Bangladesh Financial Institutions amp; Markets (FIN 335) Summer 2012 Submitted To Md Lutfur Rahman Assistant Professor Department of Business Administration East West University Submitted by Srabonty MazumderMd. Saddam HossenMd. Mehedi HasanMd. We will compose a custom exposition test on Activity of Commercial Banks in Bangladesh or then again any comparative subject just for you Request Now Nazmul Hasan BhuyanSanjana Ahmed| 2009-2-10-0212009-3-10-031 2009-3-10-0762009-3-10-0222008-3-10-101| Section:02 Date of Submission: April 18, 2012 Letter of Transmittal April18, 2012 Md Lutfur Rahman Assistant Professor Department of Business Administration East West University Subject: Submission of Assignment. Dear Sir: We are extremely satisfied to present this research project on â€Å"Operations of Bank the executives in Bangladesh. † as you have approved us to in this semester. We are regarded to set up this research paper under your direction since it allowed us the chance to know the tasks of various business bank in Bangladesh and furthermore know the item and administration offered by that bank. Furthermore, we investigate which bank gives novel item and administration to their clients and what direction they give. We examine its offered item near situation in separate to the next sort of business bank. We attempted our level best to amass the data for you as extensive as could be expected under the circumstances. We will be obliged to give further explanation on this report at whatever point essential. Truly Yours, Srabonty Mzumder [2009-2-10-021] ________________ Md. Saddam Hossen [2009-3-10-031]________________ Md. Mehedi Hasan [2009-3-10-076]________________ Md. Nazmul Hasan Bhuyan [2009-3-10-022]________________ Sanjana Ahmed [2008-3-10-101]________________ Acknowledgment We might want to offer our thanks and obligation to our respectable personnel Md Lutfur Rahman, Assistant Professor, Department of Business Administration, East West University (EWU). With his unlimited direction, significant exhortation, persistent motivation, productive analysis and liberality she helped us to complete this report effectively. We might likewise want to offer our thanks to the site that helped us to accumulate all the important data. At last, we might want to thank to all gathering individuals that straightforwardly or in a roundabout way helped us to give and aggregate all the fundamental data for the achievement of this task. Chapter by chapter guide Executive Summary 1. Presentation: There are diverse kind business bank that are working their business in Bangladesh like state claimed business bank, private possessed business bank, some worldwide bank, Islamic bank and so on ach sort of bank offer distinctive sort of item and administration for their customer. These business offer various sorts of stores administration and furthermore offer various kinds of credit administration. So we break down the relative circumstance in one bank offered item and administration with another bank. 2. 1. Inception of the report: This report begins to satisfy the necessity of contemplating Financial Institutions amp; M arkets, which is the course of BBA Program of East West University. The subject of the report is â€Å"Operation of Commercial Banks in Bangladesh† 2. 2. Objective: The reason for the report is to know the near circumstance among the business bank and furthermore to expand our insight about money related market by examining its similar circumstance. 2. 3. Extent of the report: There are immense extensions to set up the research project to gathering data, break down the data and furthermore actualize the data. 2. 4. Limitations: To set up this report we have confronted a great deal of issues, for example, inaccessibility of lab, power issue, inaccessibility of related books inaccessibility of data in net and so forth 2. 5. Philosophy: right away we gather the fundamental data from web like related bank sites, and afterward breaks down the data based on accessible data. So with the end goal of the report culmination gather data from optional sources. Open and Private business Banks in Bangladesh Public Banks: The financial arrangement of Bangladesh is overwhelmed by the 4 Nationalized Commercial Banks In which 3 are completely constrained by government and 1 (Rupali Bank) bank is constrained by both government and private area. Nationalized Commercial Bank of Bangladesh: * Sonali Bank Agrani Bank * Rupali Bank * Janata Bank For Our Comparison we select Agrani Bank and Sonali Bank Private Banks: Private Banks are the most elevated development segment because of the terrible exhibitions of government banks (above). They will in general offer better help and items. Presently 39 private business banks are working in Bangladesh. Among them we select Dutch Bangla Bank ltd and BRAC Bank ltd for our correlation . Correlation among Public and Private Banks: 1. Individual Banking: As open Bank Agrani Bank and Sonali Bank offer Personal financial items for their present and potential clients. Then again private bank additionally give various kinds of individual financial assistance for their present and potential client. Store and credit administrations are-Product type| Public Bank| Private Bank| Deposit services| Savings financial balance, Fixed store receipt, Pension schemeSonali Deposit Scheme (SDS)Education Deposit Scheme (EDS)Medicare Deposit Scheme (MDS)Monthly Earning Scheme (MES)Marriage Savings Scheme (MSS)Rural Deposit Scheme (RDS) andDouble Benefit Scheme (DBS)Credit Schemes| Convertible Taka Account. Current Deposit AccountCurrent Deposit Account BankExporter’s FC DepositForeign Current AccountNon-convertible Taka Account Saving store AccountShort Term Deposit AccountShort Team Deposit Bank Account| Loan Sevices| Home advance, Consumer advance, Advance against salaryConsumer Credit Special Small Credit IT Finance Loan for Diagnostic Center Loan conspire for Employment Abroad | Auto Line Care Line Dreams works out as expected LineEducation LineFestival LineFull Secured Line General LineHome Line: Marriage Line Professional LineTravel line| 2. Business backing And Industry Development Products : With the end goal of working up a reserve of Tk. 500 crore for financing mechanical projects, Agrani Bank introduced Agrani Bank Shilpa Unnayan Bondâ in 1999. There are two sorts of bonds †5 and 7 years. The least group is Tk. 50,000 and most noteworthy one is of Tk. 500,000. Loan fee is sufficient to pull in individuals. Significant credit Schemes for specialists are Industrial Credit, Trade Finance, Import Finance and Export Finance. On the off chance that you are a meriting possibility for any of them, or you need any narrative help from Agrani Bank, you may visit to any branch of Agrani Bank. For mechanical advancement of the country Sonali Bankâ provides long haul credit against new ventures and BMRE program of existing businesses. Under various plans it tends to push part, Garments, Tourism, Hospital, Pharmaceutical, Power Plant and some more. Contrast with Public manages an account with private bank : Also offer distinctive sort of advance offices that’s loan cost is by and large drifted financing cost. 3. Agri amp; Rural Banking item : Now main concern ranchers may have a ledger keeping Tk. 10 in particular. Agrani Bankâ provides this support of rustic territories in Bangladesh. Youthful age planning to travel to another country for employments may have credit for their air tickets and different costs against ostensible protections. Other country prudent exercises are additionally upheld by Agrani Bankâ credit programs. The regions tended to are Cultivation (bloom and others), Fisheries, and Poultry, Purchasing Agriculture and water system apparatus and furrowing creatures. So it tends to be said that Agrani Bank that open bankâ is attempting to advance financial development of Bangladesh from the very grass root level which is 80% of national economy. 5% of our populace lives in provincial regions of Bangladesh and 75% acquire their living from agribusiness. So without support up of farming our economy won’t develop. Additionally Sonali Bank as an open bankâ very accurately addresses it through the Rural Credit Scheme. The plan gives advance under the accompanying models: * Crop Loan * Special Investment Program * Farming amp; Off Farming proj ect * Krishi Khamar Rin Karmasuchi * Pond Fisheries Credit Program * Fertilizer Dealers Credit Program * Sugarcane Production Loan Program * Social Forestation Program All these credit programs are a lot of appropriate for our country individuals and society and meanwhile these endeavors have begun to give result. The outcomes are empowering. Then again private banks Such as Bank Asia and Dutch Bangla bank as private bank, ordinarily center around the urban individuals. They don’t have a particular items on the country or Agricultural area. Bank Asia has an item â€Å"KIOSH† for the rancher however it isn't so well known or helpful for the rancher. 4. Microcredit item: For Bangladesh point of view microcredit is fundamental. To consider the destitute individuals of Bangladesh Sonali Bank offer Microcredit. Sonali Bankâ being submitted for individuals and society has been partaking in the field effectively since 2003. Around 20 activities under the plan are in progress. Then again in Private Banks: Such as Bank Asia and Dutch Bangla bank have no particular microcredit item for the lower working class individuals of Bangladesh. All Their items is essentially for high society and working class individuals. 5. SME Banking item: Small and medium endeavor of the nation is one of the meriting divisions for monetary help. Agrani Bankâ justifiably gives credit to them under various plans. Agrani Bankâ launched a joint endeavor program named Small Enterprise Development Program (SEDP) with NORAD, a Norwegian organization in 1995. This program was executed in more prominent Mymensingh and Faridpur dist

Understanding the Media Free Essays

Since the media has now become the focal point of the present life controlling each part of it, it is in this manner imperative to comprehend and to fundamentally see how the media works . It is anyway faulty to see how the media adjusts between meeting its objectives and focuses as a business and satisfying its job of going about as the people groups voice true to form by the general public it serves without settling on every one of the two. BODY It is just through the comprehension of the media that the individuals become more acquainted with that the media assumes a significant job in instructing the general public. We will compose a custom paper test on Understanding the Media or on the other hand any comparative subject just for you Request Now Francois Nell takes note of that 'the media add to social turn of events'. (Composing For The Media In Southern Africa:3rd Edition). Through the media, training has moved from aberrant educating to coordinate instructing whereby the minors and understudies get the opportunity to learn through various T. V programs like the Tekalani Sesami(SABC 3) and Matrics Uploaded(SABC 2). In spite of the fact that this advancement in Media creation learning has become so helpful along these lines adding to the instructive development of the network. It is likewise crucial to comprehend the media creation in order to know when and when not to accuse the media when embarrassments occur . Stony Brooke noticed that, 'the impacts of media appear to be important to rely upon the examples of crowd use. ' It is anyway unjustifiable to accuse the media for the maltreatment of the media shapes by the open it will in general advantage. It is hence imperative to observe the way that the crowd has a significant task to carry out the extent that media content is related. Understanding media creation is imperative as well in order to know reality behind some frightful news said of the media by people in general. a decent comprehension of the media empowers us to realize how to relate and manage a portion of these allegations. Gilmore p37 takes note of that 'news is to a greater degree a discussion and the lines have obscured among makers and buyers. The once detached crowd has become a functioning member in the creation and dispersal of news, and the progression of data is not, at this point constrained by writers Haddow Kim S. Haddow) . It is in this way critical to take note of that the media isn't exclusively to fault for certain outrages in media content yet additionally the crowd has a task to carry out for media misuse. It is just through media proficiency that he crowd realize how to use various types of media and to realize when to adhere to a meaningful boundary to the extent their commitment with the media is concerned. In spite of the fact that the media advancement 'energizes singular change and mobility'(Francois Nel ),it is anyway significant for one to know how for instance the web works in order to shield oneself from man-eaters that has overwhelmed this media structure, numerous people gr oups' lives. Through this mindfulness one can realize when to adhere to a meaningful boundary to the extent his/her commitment with various characters on this blog is concerned. Anyway it is additionally imperative to fundamentally see how the media passes on its messages to the individuals with the goal that one won't fall a casualty to a portion of the media content that tend to 'prompt political lack of concern, estrangement, pessimism and lost social capital'( Kenneth Newton) in this way conditioning the general population into settling on wrong political decisions. Diminish Phillips contends that 'majority rules system doesn't work inside a minute ago stable chomps, replacing significant open discussion and bargaining the mass data that could be accessible to the people'(Censored 2007). This anyway shows in their offer to meet focuses on, the media will in general trade off on their desires from the general public and furthermore on their job of advising the general population. Through a basic commitment with the media, one is made to see that the media has a 'mass impact on cultural conduct'( Jatto et tal). During the Family Planning Campaign in Tanzania, the media incrementally affected preventative use. The more media sources a lady was presented to, the more she was to receive a contraception (Jatto et tal, 1999:65-67). The media battle in the Philippines had obviously beneficial outcomes . Nancy Morris noticed that 'the broad communications data battle was to a great extent answerable for the improvement in immunization coverage'(McDivitt, Zimicki and Hornik, 1997:111). This unmistakably shows the media has the ability to control people groups' conduct so a pundit comprehension of it is crucial to forestall conceivable condition. Since the media has become the 'foundation of the promoting , publicizing and advertising industries'(Peter J Jourie) takes note of that 'a sound information on how the media work, think and disperse importance is essential to these businesses'. It is anyway imperative to basically draw in with the media in order to realize how to relate with the data given by the media in order to realize acceptable behavior on their 'training' the extent that their data about these businesses is related since they will publicize. It is imperative to take note of that the media is simply after shocking stories with the goal that the individuals will realize that behind the data handed out by the media, lies increasingly accommodating and significant data. This will empower the crowd to be keeping watch of progressively supportive stories that don't make it into the papers that may be vital to their vocation. It tends to be presumed that despite the fact that the media is there to serve the individuals and to live up to their desires, the media itself winds up on a trading off situation with just one way out, that is to do anything conceivable to meet its objectives as a business despite the fact that it implies settling on their job inside the general public . This implies general society ought to be all around educated as on the best way to use helpful media content and simultaneously on the most proficient method to screen a portion of the media content so as to shield themselves from the mischief that accompanies it. The complexity just currently lies on how general society can get educated when the main way to advise the general population is just through the media. The most effective method to refer to Understanding the Media, Papers

Leadership Essay Example | Topics and Well Written Essays - 2000 words - 11

Initiative - Essay Example Hesitant pioneers are regularly supplied with administration aptitudes and with legitimate preparing and mentorship, hesitant pioneers end up being solid and capable pioneers; as the writer of this article states, hesitant pioneers have abilities to be incredible chiefs yet can’t envision themselves prevailing in a position of authority. Haughty pioneers allude to the class of individuals who, however they have weaknesses recently like the hesitant pioneers, they anyway accept that they are solid and able pioneers. The pompous pioneers make up for their instabilities through persuading themvelves that they are capable pioneers; dissimilar to the hesitant pioneers who show low confidence, the egotistical pioneers show solid fearlessness and self-conviction in their capacities as pioneers. The haughty pioneers are typically eager self-advertisers; consequently, pompous pioneers are mostly elevated to places of administration by numerous associations, not at all like the hesitant pioneers who don't grandstand their initiative aptitudes. In contrast to the hesitant pioneers, the self-important pioneers need common administration aptitudes and hence, presumptuous pioneers can unleash destruction in the gatherings or the groups that they are driving. This is on the grounds that pompous pioneers are not unassuming and they accept that they realize all they have to know in initiative and in relating with the individuals they lead. Therefore, changing self-important pioneers into able pioneers is a difficult undertaking that requires the presumptuous pioneers to be assisted with perceiving their own shortcomings and constraints, so they can be sufficiently modest to get familiar with authority in order to have the option to relate better with the individuals they lead. Obscure pioneers allude to a class of pioneers who are very able pioneers and they are additionally eager, however they have a shortcoming in framing associations with others; obscure pioneers are careful and they structure associations with others more gradually and likely than other

“Philip Condit and the Boeing 777

The contextual analysis „Philip Condit and the Boeing 777: From Design and Development to Production and Salesâ€Å" manages the dispatch and improvement key purposes of the Boeing 777 model during the 90s. By and large, the airplane business is depicted as an exceptionally dangerous one as disappointment is the standard because of high item advancement costs. Moreover it comprises of an opponent duopoly of the endurance stream producers Boeing and Airbus. The Boeing company’s history of delivering planes can be part into two periods. During the 1920s, 1930s and during Worlds War II., it was a military temporary worker creating planes and battle airplane. Later on, in the 1950, Boeing turned into the world‘ s biggest maker of business airplane. Their first fly was the 707 model. In spite of the fact that Boeing was fruitful, Airbus stayed a genuine adversary. In 1988, Boeing wanted to overhaul the 767 model so as to meet the degree of Airbus‘ rivalry which propelled two new models. As Boeing had no 300-seat jetlines, nor plans to grow such a fly, the Executive Vice President Philip Condit proposed to structure a 767 twofold decker stream. To investigate the dangers, he attempted to see whether the clients were keen on such a dispatch. In any case, United Airlines dismissed the possibility of a 767 twofold decker, as it got no opportunity against Airbus‘ new model vehicles. Rather, Condit was prevailed upon to build up a totally new plug Boeing plane which would be known as the 777 venture. One of the fundamental qualities of the Boeing 777 stream was that it was a purchaser driven item. So as to diminish the danger of building up the new stream, Boeing affirmed the undertaking just until it acquired 68 firm requests of the 777 fly by the bearer United Airlines. At exactly that point Boeing commited to the 777 program and the executives endorsed the nearby collaboration of the two organizations. For the plan and improvement stage Boeing presented the „Working Togetherâ€Å" with eight additional transporters. Moreover Boeing 777 was an all around made item, for which 12 global organizations were contracted. Boeing split the danger of the new item on a group of planes comprising of various planes work around an essential 777 model. By that, the plan incorporated a greatest adaptability for future changes of the model as indicated by client inclinations. Other than these realities, the 777 undertaking conveyed the primary jetliner planned totally by PCs. Rather than antiquated two-dimensional strategies, the refined PC program „Catiaâ€Å" (PC helped three-dimensional intuitive application) had been utilized. Moreover, all colleagues were associated by Catia, which caused them to be cross-utilitarian. During the 777 task, Boeing executed another organization culture, where sequential construction system laborers were engaged and urged to offer recommendations and take an interest in the desicion making. Supervisors additionally payed regard for issues looked by their laborers, for example, security concerns, childcare, and so forth. The Leadership and Management style transformed from a cryptic one to open correspondence among representatives; from an individualistic mindset to collaboration. In the 1990 the new 777 airplane program had been propelled and in 1995 the primary stream had been conveyed, while in 2001 the 777s were flying in the administration of major U.S. what's more, global carriers. In spite of the fact that Boeing created the best business jetliner, it was an unsafe undertaking and its procedure contained uncertain issues. Issue articulation The primary worry of Boeing was its inadequacy to arrive at the serious degree of its lone adversary, Airbus. While Boeing had no designs to try and build up a 300-seat jetline, Airbus had propelled in 1988 two new fruitful models. Condit’s recommendation of a modernization of the previously existing 767 model by redesigning it to a twofold decker stream, had been declined by United Airlines. United’s contra contention was that a Boeing 767 twofold decker was no match to Airbus’s new model vehicles. Boeing’s challenge was to make a totally new plug stream model which ought not exclusively be the favored plane in the airplane business, and yet be propelled at a serious cost. The most exorbitant and unsafe piece of the advancement of an airplane was the creation of the fly motor. Its creation could cost as much as delivering the plane itself. By choosing to build up a totally new 777 model as opposed to refreshing the more established 767 model, another motor must be created. Despite the fact that Boeing had been solid during the 90s, the venture despite everything was dangerous. A disappointment of the costful new jetliner may have prompted a decay of the Boeing organization. The inquiry was the means by which to create mechanical and administrative advancements to reduce expenses. Those developments in airplane configuration, assembling and gathering should refresh Boeing’s designing creation framework and assembling methodologies. The case centers around endeavors done to get by in the airplane advertise by modernization, achievement and cost adequacy. All endeavors at last race to the inquiry, if Boeing will accomplish a superior serious situation to Airbus. Information investigation The principle issue of the organization stir since its most recent, eight-year-old, wide-body twin stream 767 Boeing model, regardless of whether updated and transformed into a twofold decker, still couldn’t be a match to Airbus’s new 300-seat wide-body models (the two motor A330 and the four motor A340). On the off chance that Boeing needed to have future available, it immediately needed to determine this issue by arranging a method for upgrading its serious position comparative with Airbus. Boeing was additionally being encouraged by the United Airlines and furthermore by other aircraft bearers to build up a fresh out of the box new plug fly, which was even expected to be the most progressive plane of its age. The choice to be made as far as this issue lies in the duty of Frank Shrontz, Boeing’s CEO, in 1988. The partners to be additionally influenced by it were the future clients of the 777 Boeing model †aircraft bearers from all around the globe, as United Airlines. Likewise pertinent to the result of Shrontz’s choice were the administrator Philip Condit, put in control for the 777 task, just as all the others 10 000 representatives and lower level directors, that were enrolled to take a shot at it. The circumstance was going to influence too Boeing’s providers for auxiliary parts, frameworks and gear, which were twelve global organizations situated in ten nations. As first oblige for settling the issue we can take note of that Boeing’s creation framework and assembling techniques were old fashioned and should have been refreshed. So as to make an airplane, which could contend with Airbus’s most recent ones, Boeing first expected to renew their large scale manufacturing fabricating framework. Airbus likewise was in front of Boeing on account of their utilization of the most trend setting innovations, and accordingly Boeing needed to bring driving edge advances into its jetliners. On the off chance that we take a gander at Exhibit II in the business case, we will see the piece of the overall industry of shipments of business airplane of Boeing, McDonnell Douglas (MD) (until 1997, preceding the merger with Boeing) and Airbus, for the period 1992 †2000. The rate numbers on the table show the serious connection among Boeing and Airbus, particularly when they remain the main players in the business in 1997. Airbus is consistently raising the level of its piece of the pie of shipment consistently, for Boeing’s mishap separately. From here we can expand more our comprehension of the risk that Boeing had even with Airbus and furthermore of the requirement for the CEO of Boeing to think of an answer for how to reinforce its serious position.